Frequently Asked Questions
Our home insurance policies cover structural damage, personal belongings, liability, and additional living expenses. You can choose from various levels of coverage based on your needs.
Our team is available to guide you through coverage options. You can also use our online assessment tool for a quick recommendation based on your home, location, and budget.
Premiums are influenced by factors like the age and condition of your home, location, and the type of coverage you select. Adding safety features or opting for higher deductibles can help reduce your premium.
Yes, we offer discounts for things like installing security systems, bundling policies, and having a claims-free history. Speak with us to see which discounts you qualify for.
A deductible is the amount you pay out of pocket before your insurance kicks in for a covered claim. For example, if your deductible is $1,000 and you have a $5,000 claim, you would pay $1,000, and your insurance would cover the remaining $4,000.
